While not all banks have taken to the trend, many major banks around the world have, including the following: The first step will be to check whether or not your bank offers the service in the first place. Some cardless cash withdrawals might require you to manually enter a PIN, however. While cardless ATM withdrawals may sound unusual, they are an increasingly popular method of cash withdrawal based on near-field communication (NFC) technology, meaning all you need to do is tap your phone (either using a QR code or contactless scanner) or use biometrics at the ATM to withdraw cash without an ATM card. If it's available, one of the smartest and most convenient ways to withdraw cash without an ATM card is to use your bank's mobile banking app to withdraw money from an ATM using a generated barcode, meaning all you'll need is your smartphone, a bank account, and your bank's mobile app or affiliated mobile wallet (e.g. Bank branches tend to be less accessible than ATMs.

Bank withdrawal fees and limits usually apply.Good for larger withdrawals that ATMs sometimes restrict.Practically all banks require that only the signatory or account holder can withdraw money in-branch, meaning you may be required to bring along your ID in order to get the job done. Additional service fees may apply for in-branch withdrawals, although this is not always the case. In most cases, this service will be treated as an ordinary ATM withdrawal, meaning that if your bank imposes a limit on cash withdrawals (either in frequency or value), they will probably also apply to in-branch withdrawals too. While this service isn't available everywhere, most traditional high-street banks still offer over-the-counter withdrawals, making it easy and accessible to withdraw cash without an ATM card. The first option to withdraw cash without an ATM card is simple: visit your bank's nearest branch and request a cash withdrawal directly from your current account from the clerk.

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